Retail Deposits Management 2014

With Basel III rules kicking in 2014, local and foreign banks are stepping up their strategies for luring retail deposits due to their deemed stability compared to unsecured wholesale funding. As Asian banks are traditionally well capitalized, they tend to have balance sheets and profitability that is far weighted towards deposits. However, as deposits gain in importance, resulting in a rash competition in the region, and large amount of depositors chasing the highest rates, this makes deposits a lot less stable than originally considered. This marcus evans event gathers professionals from the industry to explore practical application and management techniques to deposit optimization, acquisition and retention, which means having a holistic strategy embedded within the key company direction.